Pour chocolate chips, vanilla, and salt into a heatproof bowl and set aside.
Heat coconut milk in a small saucepan until it simmers, but do not let it come to a boil. Stir often to keep coconut milk from burning. This can also be done in the microwave, by heating in 30-second intervals, stirring in between each round until very hot.
Pour hot coconut milk over chocolate chips. Allow chocolate chips to melt for a minute or two, then stir until chocolate is melted and smooth. Ganache can be used warm for dipping fruit, potato chips, or marshmallows.
Alternatively, cover the bowl with plastic wrap and allow ganache to cool to room temperature. It will firm up and become spreadable. Using an offset spatula or knife, spread some ganache on each banana muffin.
Store ganache in the fridge for up to 2 weeks. This ganache does not set up as hard as traditional ganache, so you may be able to use it straight from the fridge. If it becomes lumpy, warm it up a bit in the microwave or over a double boiler and stir until smooth. Allow to cool to room temperature.