Line a baking sheet with a double layer of parchment paper and preheat oven to 425°F.

In a large mixing bowl, mix flour, sugar, baking powder, salt, chocolate, and almonds, if using.

Make a well and add heavy cream and butter. Mix together with a spoon until you have a shaggy looking dough (the butter will still be visible), if the dough doesn't come together, add a teaspoon of cream.

Dump dough onto a countertop or large cutting board and pat together to form a rectangle about a half-inch thick.

Cut about 12 squares and place on prepared pan.

Brush tops with milk and sprinkle sugar on top.

Bake at 425°F for 12 to 15 minutes, rotating the pan once halfway, until golden brown.

Cool before serving. Serve with butter, jam, cream cheese, peanut butter, or anything your heart desires.