In a bowl, combine cream cheese, honey, orange peel and apple.

For each sandwich, spread 1 side of 1 tortilla with the cream cheese spread. Cover with half of 1 sliced banana and sprinkle with 1-1/2 tablespoons raisins. 

Roll tortilla up tightly; cut in half to serve.

Repeat to make 3 more sandwiches. Sandwiches can be made up to 12 hours in advance, wrapped tightly in plastic wrap and refrigerated.